Explore local-law terms and wallet rules
Our terms apply to account creation, access, wallet actions, and any request tied to UPI, Paytm, PhonePe, or Google Pay. If a rule changes, we update the page and use your registered contact path to tell you what changed and from when. Access stays subject to
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Indian law and is available only where local law permits it. If we need to verify identity, a payment source, or a mismatch in details, we may pause access until the check is complete. The same applies if a withdrawal, cancellation, or dispute needs a manual
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look. You stay in control of your account data, and you can ask us to correct or close details through support, while some records are kept for legal, tax, or dispute handling reasons.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.